Privacy Policy

Affordable Benefit Choices, LLC owns and operates the EaseTotal Health app. Affordable Benefit Choices, LLC services certain client Limited Partnerships. These companies are data-sharing organizations which aggregate and compensate theirLimited Partners for proportionate portions of data sales. Each organization has its own privacy policy and usage terms, so please the one related to any Limited Partnership to which you have a working relationship in the “Account” section of the Ease Total Health app once you log in. A general version of these policies is included below for your reference and agreement, as well as Affordable Benefit Choices, LLC’s privacy terms. If you have questions on how data is collected or used by either Affordable Benefit Choices or a Limited Partnership with which you have a working relationship, please contact easesupport@abcagencygroup.com

Affordable Benefit Choices

Affordable Benefits Choices, LLC, collectively, "ABC," "We," "Us," or "Our," believes it is essential for you to know and understand how our app collects and uses your information and the steps we take to protect your privacy. As a general policy, we use personal information for internal purposes only. We do not sell or rent information about you. We will not disclose personal information to third parties without your consent (explicitly including your consent to share data with a Limited Partnership), except as explained in this Privacy Policy. Please read this privacy policy carefully.

The security of your personal information is important to us. ABC will use necessary measures to protect the security of your data. However, it’s impossible to guarantee that users’ data will be immune from malicious attack or compromise.

For convenience, Affordable Benefit Choices shares the terms and conditions provided below, titled “State Privacy Rights,” “Links to Other Websites,” Security of Your Information,” “Non-Confidential Information,” “Information for Visitors FromOutside the United States,” “Children’s Privacy,” “Contacting Us,” and “Changes to This Privacy Notice” with its Limited Partnership clients, as well as any other terms and conditions below applicable and necessary to the operations of this app.

Affordable Benefit Choices cooperates with government and law enforcement officials to enforce and comply with the law. We may therefore disclose personal information, usage data, message data, and any other information about you, if we deem that it is reasonably necessary to: (a) satisfy any applicable law, regulation, legal process (such as a subpoena or court order), or enforceable governmental request; (b) enforce the Terms of Use, including investigation of potential violations thereof; (c) detect, prevent, or otherwise address fraud, security or technical issues; or (d) protect against harm to the rights, property or safety of Affordable Benefit Choices, its users or the public, as required or permitted by law.

Limited Partnership

Limited Partnership clients of ABC that utilize this app to connect with their personnel collect information with your consent (as applicable), both through your explicit permissions in this app as well as your agreement in executing a joinder agreement as a data-sharing partner of your Limited Partnership. Please review our policies carefully below.

For convenience, Limited Partnerships share the terms and conditions provided below, titled “State Privacy Rights,” “Links to Other Websites,” Security of Your Information,” “Non-Confidential Information,” “Information for Visitors FromOutside the United States,” “Children’s Privacy,” “Contacting Us,” and “Changes to This Privacy Notice” with Affordable Benefit Choices, as well as any other terms and conditions below accepted and endorsed by Affordable Benefit Choices.

Limited Partnerships each cooperate with government and law enforcement officials to enforce and comply with the law. Theymay therefore disclose personal information, usage data, message data, and any other information about you, if they deem that it is reasonably necessary to: (a) satisfy any applicable law, regulation, legal process (such as a subpoena or court order), or enforceable governmental request; (b) enforce the Terms of Use, including investigation of potential violations thereof; (c) detect, prevent, or otherwise address fraud, security or technical issues; or (d) protect against harm to the rights, property or safety of their specific Limited Partnership, their users or the public, as required or permitted by law.

How Your Information is Collected.

We collect most of this personal information directly from you – through our website, applications, or by telephone, text message, or email. However, we may also collect information:

• From publicly accessible sources (e.g., property records);
• From other applications on your mobile device;
• From wearable technology devices connected to your mobile device;
• Directly from a third party (e.g., business partners, credit reporting agencies, or customer due diligence providers);
• From cookies on our website; and
• Via our IT systems, including:

• Door entry systems and reception logs; and
• Automated monitoring of our websites and other technical systems, such as our computer networks and connections, access control systems, communications systems, email and instant messaging systems.

How Do We Use Your Information?

• To deliver information to you and to contact you regarding administrative notices, including notices about changes to the Privacy Notice.
• Communicating with you, including responding to your questions or comments and informing you about our products, services, and promotions.
• Better understand your purchasing habits.
• To improve our business, products, services, including our websites, mobile applications and applications for other connected devices.
• Monitoring and analyzing trends, usage, and activities of our website visitors and users of our applications
• Preventing, investigating, identifying, or taking any other action regarding any suspected or actual fraudulent or illegal activity or other activity that violates our policies.
• Complying with applicable laws, rules, regulations, and legal processes as well as our company policies.
• Any other purposes, as allowed by law or with your consent.
• Share and or sell your Personal Information with third party data purchasers, brokers, and processors.

Sharing Your Personal Information With Others

Currently, EASE sells your information to a single third-party data purchaser, broker, and processor. We may also share your personal information with our business partners, affiliates, and vendors providing services on our behalf. We may also share your personal information as follows:

• To comply with the law, law enforcement, other legal process, or in response to a government request;
• To prevent or detect fraud and other violations of the law and our policies;
• To protect rights, property, life, health, security, and safety;
• In connection with any proposed or actual business transaction, including business financing;
merger, purchase, sale, or any other type of acquisition or transaction; or a transfer of all or a portion of our assets or business;
• With your consent or at your direction;
• For any purpose disclosed at the time you provide your information; and
• For any other purpose consistent with our statements in this Notice or otherwise allowed by applicable law.

State Privacy Rights

Depending on the state in which you reside, you may have the following privacy rights, subject to statutory limitations:

• Right to Know and Access: Consumers have a right to request information about the personal information that we collect, use, disclose, and share, including requesting the specific personal information we have collected about them.
• Right to Correct: Consumers have a right to request that we correct inaccurate personal information.
• Right to Delete: Consumers have a right to request the deletion of the personal information that we have collected from them.
• Right to Transfer: Consumers have a right to request that we transmit the personal information to another entity.
• Right to Opt Out of Sales and Sharing or Using for Targeted Advertising.
• Right to Limit the Use of Sensitive Information: Consumers have a right to request that we use and disclose certain sensitive information only for certain purposes permitted under law.
• Right to Opt Out of Profiling: We do not profile individuals for purposes to which this right applies.
• Non-Discrimination: We may not discriminate against you for exercising your rights.

If you would like to exercise any of your rights as described in this Privacy Policy, please:

• Complete a data subject request form available on our website at https://affordablebenefitchoices.com;
• Call us at +1 800-914-9186; or
• [Email/write to] us at sales@affordablebenefitchoices.com .

If you choose to contact directly by [website/email/phone/in writing], you will need to provide us with:

• Enough information to identify you [(e.g., your full name, address and customer or matter reference number))];
• Proof of your identity and address (e.g., a copy of your driving license or passport and a recent utility or credit card bill); and
• A description of what right you want to exercise and the information to which your request relates.

We are not obligated to make a data access or data portability disclosure if we cannot verify that the person making the request is the person about whom we collected information, or is someone authorized to act on such person’s behalf.

Any personal information we collect from you to verify your identity in connection with you request will be used solely for the purposes of verification.

Our Tracking Tools

We may use automatic data collection technologies to collect information about you. This includes browser cookies, Flash cookies, web beacons, device identifiers, server logs, and other technologies.

Some content or applications, including advertisements on our websites, are served by third parties, including advertisers, ad networks and servers, content providers and application providers. These third parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use our websites, but only with your consent. Third parties that collect such information may associate it with your personal data where permitted by law, or they may collect information, including personal data, about your online activities over time and across different websites and other online services. They or EASE may use this information to provide you with interest-based (behavioral) advertising or other targeted content.

Links to Other Websites

Our website and applications include links to websites operated by other companies. When you follow these links, you may be subject to the cookies and other tracking technologies used by those companies, which may independently collect information about you. The other companies also may solicit personal information directly from you. This Notice does not apply to other organizations’ websites, which may have their own privacy policies or notices that you should review to understand how they may collect, use, or disclose your personal information. EASE is not responsible for the content or privacy practices of any linked websites that it does not control.

Certain features of our website may allow you to initiate interactions between EASE and other platforms like social networks operated by unaffiliated companies. If you choose to “like” or share content or other information on a social media platform, that information may be publicly displayed, and the company operating the other platform may receive information about you and your use of our website. Similarly, if you interact with us through social media, we may have access to information about you from the social media platform. Please note that if you mention EASE, or comment about or in response to us, in your post on a social media platform, that platform may allow us to publish your post on our website. In addition, we may receive information about you when that information is accessible through another user’s social media. For example, if a user on a social media platform gives us access to their profile and connections, and you are a connection of that user, we may be able to obtain information about you. You should review the terms, policies, and settings of any social media platforms you use to learn more about their data practices and/or adjust your privacy settings.

Security of Your Information

EASE takes reasonable measures to protect the personal information we collect from loss, theft, misuse, and unauthorized access, disclosure, alteration, and destruction. Nevertheless, transmission via the internet and other online interactions are not completely secure, and EASE cannot guarantee the security of your personal information collected through our website, applications, or other means.

Non-Confidential Information

If you send us ideas, comments, suggestions, or questions regarding EASE's products or services or the content of this website or applications, we may use, disclose, or distribute the information to others without your permission or knowledge. We may use any ideas, concepts, or techniques you send us for any purpose, including to develop or market our products.

Information For Visitors From Outside the United States

EASE is based in the United States and governed by U.S. law. If you are accessing our website or applications from outside of the United States, please be aware that personal information collected through the website or applications will be processed in the United States. Data protection laws in the United States are likely different from those of your country of residence. By submitting your personal information through our website or applications, you acknowledge that your personal information will be processed in the United States in accordance with this Notice. Visitors residing outside the United States may contact us as provided in this Notice for more information about our data practices (please refer to “Contacting Us” section of this Notice).

Children's Privacy

EASE’s website is not intended for children under the age of 18, and we do not knowingly collect any personal information from any person under the age of 18. If we learn that we have received personal information about a child under the age of 18, we will delete such information from our records in accords with applicable law.

Contacting Us; Enforcement of Policies or Consumer Concerns

If you believe that we have not adhered to these practices or have any concerns related to the privacy of your personal information, please notify us by e-mail at sales@affordablebenefitchoices.com, call us at +1 800-914-9186; or write us at:

1200 Summit Ave. Ste 722 Fort Worth, Texas 76102

We will make every effort to investigate and correct the problem promptly.

Changes to This Privacy Notice

We reserve the right to change this Notice at any time. If such changes occur, we will give notice by posting the updated Notice on this page. Visitors should check back periodically to confirm the then-current terms of this Notice.

Revised: February 25, 2025